Home Loans

From first home buyers to investors — we match the right loan to the right borrower across 60+ lenders.

Variable Rate

The most popular option. Flexible with unlimited extra repayments, redraw facility and 100% offset account. Rate moves with the market.

Fixed Rate

Lock in your rate for certainty. Great for budgeting — know exactly what your repayments will be for the fixed term.

Split Loan

Best of both worlds. Split your loan between fixed and variable portions to balance certainty and flexibility.

Interest Only

Lower initial repayments during the interest-only period. Popular with investors looking to maximise cash flow.

First Home Buyer

Access government grants, stamp duty concessions and the First Home Guarantee (5% deposit, no LMI).

Refinancing

Already have a mortgage? We can review your current rate and help you switch to a better deal.

First Home Owner Grants & Schemes


NSW First Home Owners Grant

$10,000 grant for a new home no-one has lived in. Full stamp duty exemption for properties up to $650,000, partial concession to $800,000.

First Home Guarantee (FHBG)

Buy with as little as 5% deposit without paying Lenders Mortgage Insurance. Up to 35,000 places available annually.

NSW Shared Equity Scheme

NSW Government contributes up to 40% of purchase price for eligible buyers including single parents, key workers and seniors.

First Home Buyer Choice

Choose between paying stamp duty or an annual property tax on purchases up to $1.5 million — reducing upfront costs.

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