Wollongong, Shellharbour & Sutherland Shire

Your Local Mortgage Broker in Wollongong, Shellharbour & Sutherland Shire

Access 60+ banks and lenders in one place. South Coast Loans manages the entire home loan process at no cost to you, with evening and weekend appointments available.

60+
Banks & Lenders
10+
Years Experience
$0
Cost to You
Family home in the Illawarra region — South Coast Loans mortgage broker

Home Loans, Construction & Commercial Finance in Wollongong, Shellharbour & Sutherland Shire


Home Loans

Variable, fixed, split & interest-only loans. First home buyer grants and government schemes including the First Home Guarantee.

Construction Loans

Finance your new build or major renovation with a flexible construction loan, with progressive drawdowns tailored to your project schedule.

Commercial Loans

From small business premises to large commercial investments — we find the right commercial finance solution across the Illawarra and Sydney.

Private Lending

Alternative finance solutions for situations where traditional lenders may not be the right fit — short-term, bridging and specialist loans.

Why Choose South Coast Loans as Your Mortgage Broker?


Your personal, independent mortgage expert

We're not owned by any bank. Our only obligation is to find the loan that's right for you.

No cost to you — ever

We're paid a commission by the lender at settlement, so our full service is completely free for you.

We work around your schedule

Evening and weekend appointments available across Wollongong, Shellharbour and Sutherland Shire. We come to you.

Access to 60+ lenders in one place

Compare home loans from major banks, credit unions and specialist lenders with one broker.

South Coast Loans Banks & Lenders
Personal, non-bank affiliated expert
No cost to you
Works in your best interests
Fast turnaround times
Access to 60+ lenders in one place
Ongoing support after settlement
Works around your schedule
Dejan Zivkovic — Mortgage Broker, South Coast Loans, Illawarra & Sydney

Meet Dejan Zivkovic — Mortgage Broker, Wollongong & Shellharbour


I founded my first financial planning and mortgage broking partnership in 2015, and established South Coast Loans as a sole owner in 2019. With a background in technology and finance, I bring a wealth of knowledge and a strong understanding of the Australian lending landscape.

As your dedicated local mortgage broker serving Wollongong, Shellharbour, Sutherland Shire and the Illawarra, I manage the entire application process from first conversation through to settlement and beyond — liaising with lenders to keep your application moving.

CR 493208 Vow Financial ACL 390261 Wollongong, Shellharbour & Sutherland Shire
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A Modern Mortgage Broker Experience


Digital Signatures

Sign all loan documents securely and digitally from anywhere.

Virtual Meetings

Meet via video call from the comfort of your home, any time that suits.

Electronic Statements

All documents and statements delivered electronically — no paperwork.

Update Anytime

Update your details and upload documents in your own time.

Ready to find your home loan?

Fill out our simple enquiry form and Dejan will be in touch within 24 hours — no obligation, completely free.

Start Your Application

Mortgage Broker Serving Wollongong, Shellharbour & Sutherland Shire


South Coast Loans provides home loan, construction loan and commercial finance services across the Illawarra and Sutherland Shire. We offer in-person, phone and video appointments — including evenings and weekends.

Wollongong & Illawarra

  • Wollongong
  • Fairy Meadow
  • Corrimal
  • Thirroul
  • Dapto
  • Figtree
  • Unanderra
  • Kiama

Shellharbour

  • Shellharbour City Centre
  • Albion Park
  • Albion Park Rail
  • Oak Flats
  • Barrack Heights
  • Mount Warrigal
  • Blackbutt
  • Flinders

Sutherland Shire

  • Cronulla
  • Miranda
  • Caringbah
  • Sutherland
  • Engadine
  • Gymea
  • Menai
  • Kirrawee

Don't see your suburb? We serve clients across all of New South Wales via phone and video. Get in touch today.

Common Questions About Using a Mortgage Broker


Using South Coast Loans is completely free. We are paid a commission by the lender when your loan settles — you pay nothing at any stage of the process.

We have access to over 60 banks and lenders — including the major banks, credit unions and specialist lenders — so we can compare a wide range of home loan options and find the most suitable product for your circumstances.

We primarily service Wollongong, Shellharbour and Sutherland Shire — including suburbs like Fairy Meadow, Corrimal, Thirroul, Dapto, Albion Park, Kiama, Cronulla, Miranda and Caringbah. With virtual meetings and evening/weekend appointments available, we can assist clients anywhere in New South Wales.

Absolutely. We specialise in helping first home buyers navigate government grants and schemes, including the First Home Guarantee, First Home Owner Grant (FHOG), and stamp duty concessions available in NSW.

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